About the Bank

Our Bank was founded on June 6, 1991 and is one of the five oldest banks in Kazakhstan.

The main advantages of the Bank are the Bank’s high liquidity, availability of permanent financially sustainable clients, business reputation, mounting confidence in the Bank, individual approach to the client’s requests, flexibility to external environment changes, normative standards, technologies, etc.

“Islamic Bank “Zaman-Bank” JSC has a 27 years of banking activity experience and highly qualified staff, that provide:

• promptness – ability to immediately respond to the client’s needs;
• individual approach to the client’s requests;
• consultancy support of international organizations on Islamic financing;
• strategic decision making speed.

The Bank’s shareholders include Islamic Corporation for the Development of the Private Sector (ICD), which is a multilateral organization and a group member of Islamic Development Bank Group (IDB).

The Bank is a partner of “Shariyah Review Bureau”, a leading world company in the area of counselling under the Sharia principles and norms.

“Islamic Bank “Zaman-Bank” JSC is the only bank in Kazakhstan aimed on working with SME and individuals.

Our team is constantly moving towards implementing convenient and fair relations for the population within the framework of Islamic banking.

Licences

Financial statements

Annual report

2018 year


• Sharia Board Report for the year ended December 31, 2018.pdf


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2018 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May. 21. 2019


2017 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2017 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May, 29, 2018


2016 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2016 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May, 25, 2017


2015 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2015 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May, 24, 2016


2014 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2014 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May, 21, 2015


2013 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2013 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated May, 16, 2014


2012 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2012 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated April, 12, 2013


2011 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2011 Together with Independent Auditors’ Report
*This financial statement was approved by the Annual General Meeting of Shareholders dated April, 06, 2012


2010 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2010
*This financial statement was approved by the Annual General Meeting of Shareholders dated April, 15, 2011


2009 year


• Joint Stock Company “Zaman-Bank” Financial Statements Year ended 31 December 2009


2008 year


• Joint Stock Company Zaman Bank Financial Statements For the year ended 31 December 2008


2007 year


• Joint Stock Company Zaman Bank Financial Statements For the year ended 31 December 2007 And Independent Auditors’ Report


2006 year


• Joint Stock Company Zaman Bank Financial Statements For the year ended 31 December 2006 And Independent Auditors’ Report


2005 year


• JSC Zaman Bank Financial Statements For the year ended 31 December 2005 And Independent Auditors’ Report


2004 year


• JSC Zaman Bank Financial Statements For the year ended 31 December 2004 And Independent Auditors’ Report

2019 год


• Баланс 1 квартал 2019 г.
  
• Баланс 2 квартал 2019 г.
  
• Баланс 3 квартал 2019 г.
  



2018 год


• Баланс 1 квартал 2018 г.
  
• Баланс 2 квартал 2018 г.
  
• Баланс 3 квартал 2018 г.
  
• Баланс 4 квартал 2018 г.
  



2017 год


• Баланс 1 квартал 2017 г.
  
• Баланс 2 квартал 2017 г.
  
• Баланс 3 квартал 2017 г.
  
• Баланс 4 квартал 2017 г.
  



2016 год


• Баланс 1 квартал 2016 г.
  
• Баланс 2 квартал 2016 г.
  
• Баланс 3 квартал 2016 г.
  
• Баланс 4 квартал 2016 г.
  



2015 год


• Баланс 1 квартал 2015 г.
  
• Баланс 2 квартал 2015 г.
  
• Баланс 3 квартал 2015 г.
  
• Баланс 4 квартал 2015 г.
  



2014 год


• Баланс 1 квартал 2014 г.
  
• Баланс 2 квартал 2014 г.
  
• Баланс 3 квартал 2014 г.
  
• Баланс 4 квартал 2014 г.
  



2013 год


• Баланс 1 квартал 2013 г.
  
• Баланс 2 квартал 2013 г.
  
• Баланс 3 квартал 2013 г.
  
• Баланс 4 квартал 2013 г.
  



2012 год


• Баланс 1 квартал 2012 г.
  
• Баланс 2 квартал 2012 г.
  
• Баланс 3 квартал 2012 г.
  
• Баланс 4 квартал 2012 г.
  



2011 год


• Баланс 1 квартал 2011 г.
  
• Баланс 2 квартал 2011 г.
  
• Баланс 3 квартал 2011 г.
  
• Баланс 4 квартал 2011 г.
  



2010 год


• Баланс 1 квартал 2010 г.
  
• Баланс 2 квартал 2010 г.
  
• Баланс 3 квартал 2010 г.
  
• Баланс 4 квартал 2010 г.
  



2009 год


• Баланс 1 квартал 2009 г.
  
• Баланс 2 квартал 2009 г.
  
• Баланс 3 квартал 2009 г.
  
• Баланс 4 квартал 2009 г.
  

Rules of Inter Control of access to insider information and its use

Regulations on general conditions to conduct banking operations by ISLAMIC BANK“ZAMAN-BANK” JSC

Tariffs