Mudaraba

Investment deposit

Zaman Bank
Currency of deposit KZT (tenge), USD (US dollars), EUR (euro)
Minimum deposit amount 1 000 000 KZT/3 000 USD/3 000 EUR
Maximum deposit amount not limited
Tenor of deposit 6/12/18/24/36 months
Rate of return depends on the amount and tenor of deposit
Periodicity of profit payment on expiry date
Additional contributions not allowed
Partial withdrawal not allowed
Special conditions early deposit withdrawal is not allowed

Note 1: Deposit terms may be changed individually by the decision of the authorized body.

Note 2: Rate of return on the deposit means a share of profit generated by the Bank as a result of investing deposited funds in Sharia compliant projects financed to be paid to the depositor. Rate of return depends on the amount and tenor of the deposit.

Type and deposit amount Tenor of the Deposit (client/bank)
from 1 000 000 to/3 000 USD/3 000 EUR (inclusively) from 30 000 000 to/100 000 USD/ 100 000 EUR 6 mon. 12 mon. 18 mon. 24 mon. 36 mon.
50/50 55/45 60/40 65/35 70/30
over 30 000 000 tenge/100 000 USD/100 000 EUR (inclusively) 55/45 60/40 65/35 70/30 75/25