kredit

Crediting

“Zaman-bank”, JSC extends the following credit programs to clients:

  • for replenishment of the main and circulating assets,
  • for building /repair real estate,
  • real estate acquisition,
  • for refinancing of last investments,
  • for refinancing of the loan.

They are:

  • Overdraft
  • Short-time credit
  • Long-time credit
  • Credit line (renewable, non renewable)
  • Finance leasing
  • Factoring

garant

Bank guarantees

JSC “Zaman-Bank” provides to clients the whole set of documentary operations, and the main of which:

  • Operations with the letter of credit
  • Guarantee operations
  • Collection operations

Bank guarantee is a Bank’s obligation issued by the order of the client to pay the beneficiary upon presentation of a written demand, the amount, within the amount of the guarantee, in case of nonperformance of obligations by the customer, specified in the guarantee.

The Bank extends the following type of garantees:

  • Tender guarantee
  • Guarantee of performance
  •  Advance payment guarantee
  • Payment guarantee

karta

The road map of Business -2020

1. The program realizes on the following directions:
Support new business initiatives- state support upon the financing new business projects

  • Credits subjected to subsiding/ guarantee:
    • new loans granted for the implementation of investment projects aimed at the modernization and expansion of production;
    • loans aimed for the refinancing of loans;
  • Subsiding of percentage interest on the current credits
  • Partial guarantee  on credits

2. Decreasing of entrepreneurs’ currency exposure, where the currency profit is more than 10% of the total volume of receipts in cash for the last 6 months before application issue to
Program coordinator.

  • Subsiding of percentage interest on the current credits. 

kredit

Crediting

“Zaman-bank”, JSC extends the following credit programs to clients:

  • for replenishment of the main and circulating assets,
  • for building /repair real estate,
  • real estate acquisition,
  • for refinancing of last investments,
  • for refinancing of the loan.

They are:

  • Overdraft
  • Short-time credit
  • Long-time credit
  • Credit line (renewable, non renewable)
  • Finance leasing
  • Factoring

garant

Bank guarantees

JSC “Zaman-Bank” provides to clients the whole set of documentary operations, and the main of which:

  • Operations with the letter of credit
  • Guarantee operations
  • Collection operations

Bank guarantee is a Bank’s obligation issued by the order of the client to pay the beneficiary upon presentation of a written demand, the amount, within the amount of the guarantee, in case of nonperformance of obligations by the customer, specified in the guarantee.

The Bank extends the following type of garantees:

  • Tender guarantee
  • Guarantee of performance
  •  Advance payment guarantee
  • Payment guarantee

karta

The road map of Business -2020

1. The program realizes on the following directions:
Support new business initiatives- state support upon the financing new business projects

  • Credits subjected to subsiding/ guarantee:
    • new loans granted for the implementation of investment projects aimed at the modernization and expansion of production;
    • loans aimed for the refinancing of loans;
  • Subsiding of percentage interest on the current credits
  • Partial guarantee  on credits

2. Decreasing of entrepreneurs’ currency exposure, where the currency profit is more than 10% of the total volume of receipts in cash for the last 6 months before application issue to
Program coordinator.

  • Subsiding of percentage interest on the current credits.