To pay your monthly payment, you need to replenish your current account (as shown in the “Financing” section, then “Details” section of the mobile app) before the due date. You can make the payment using any of the following convenient methods:

• Kassa 24 terminals;
• Bank branches;
• Transfers from other second-tier banks.

Please ensure the required amount is available in your current account by 18:00 Astana time on the due date.

1. Open the Zaman Business mobile app.
2. In the "Financing" section, click on the "Funds for your purposes" banner or the "Open product" button.
3. Enter the amount and term of financing.
4. Fill out the form and give your consent to data processing.
5. For faster approval, upload a 6-month statement from your Kaspi or Halyk card.
6. Wait for the bank's decision and verify your identity.
7. Sign the documents using your electronic digital signature (EDS).

After this, the funds will be credited to your account.

Yes, you can make an early repayment, either full or partial, through the Bank's Mobile App. The service is available daily from 09:00 to 21:00 Astana time.

For partial early repayment, the amount must be no less than two monthly payments

There are no fees or penalties for early repayment.

You can get the amount due in the Zaman Bank mobile app under the "Financing" section.

To submit an application, you only need your IIN. No additional documents are required.

There are no fees for submitting a financing application.

Applications are accepted from individuals who are citizens of the Republic of Kazakhstan, aged 21 up to retirement age.

If your monthly payment falls on a weekend or public holiday, the due date is postponed to the next business day.